![]() Schober.ch's web site is rated very poorly and it would NOT be advisable to access it. The MD is René Koller according to the commercial register. "The company business is the execution of all services in the area of direct marketing, especially data base marketing, the collection, management and sale of address data bases, the sale of addresses and brokering of lists."Īccording to the Focus article, "Address dealers must provide information about what they have stored about you." Their address in Switzerland is: The Schober company, "Schober Information Group (Schweiz) AG", lists as its business: ![]() in Switzerland.Īccording to the Swiss commercial register site, zefix.ch, the Schober group has several companies in Switzerland operating from Bachenbülach. The Money House, Inc., is an Equal Housing Lender.The German magazine Focus says in its latest edition: "The address dealer Schober reportedly has 50 million private addresses in its data base." Schober is apparently a primary source of personal data for Moneyhouse, telemarketing companies, etc. These materials and information are not from or approved by HUD/FHA. Not all programs will provide proceeds sufficient to pay off outstanding debts and liens filed of record. Programs and products noted may require the payment of upfront, annual and/or monthly private mortgage insurance premiums and/or mortgage insurance payments. For purchase transactions, property value is determined as the lesser of the final purchase price or the adjusted appraised value – refer to specific program qualification and eligibility guidelines offered by your professionally licensed Moneyhouse Mortgage Loan Originator for more details. ![]() For refinance programs, program imitations may include cash-out options and loan-to-value – refer to specific program guidelines offered by your professionally licensed Moneyhouse Mortgage Loan Originator for more details. Some programs referenced may require specific 3rd party or designated housing counseling requirements. You are encouraged to seek professional services assistance for accounting, legal and real estate matters relating to your contemplated transaction. Individual and property specific program qualification guidelines including borrower and property eligibility should be discussed with a professionally licensed Moneyhouse Mortgage Loan Originator. This information is not a loan commitment, loan approval, or offer to lend. Terms, features and benefits for specific loan programs and information provided are subject to change without notice. Not all programs, references, products, options and terms indicated are available in all states. Good choice if staying in your home for an extended time.Payment remains the same over the life of the loan.When trying to determine if a fixed rate conventional loan best suits your situation, consider the following: Fixed-Rate Mortgage: Most conventional loans have a fixed interest rate for the life of the loan. ![]() Available for a variety of property types including Single Family Dwellings, 2-4 units, Townhomes, Planned Unit Developments, Approved Condominiums, Second Homes, and Residential Investment Properties.Loan-To-Values available with and without private mortgage insurance including 97% loan to value with 100% gift down payment feature.Amount of the loan (available in amounts from $10,000 to $417,000)Ĭonventional mortgage loans are flexible:.Requirements for these loans are determined by: If you qualify, conventional mortgage loans offer many advantages and they are often more affordable.Įvery day, thousands of new and existing homeowners close Fannie Mae and Freddie Mac mortgage transactions and fulfill their dreams of homeownership. Rather than being insured by the Federal Government, conventional mortgage loans are insured by private mortgage insurance companies. The Moneyhouse Conventional Loan is a traditional mortgage loan offered largely through the secondary market private agencies Fannie Mae and Freddie Mac. ![]()
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